This is how big projects get done - and big dreams come true.

Sure, you can add a room - or two or three - to your house. But a Home Equity Loan or Line of Credit can be used for so many other things. Cover college costs, replace big-ticket appliances, throw a fairy-tale wedding, or go on a globe-trotting adventure.

The bottom line: You can leverage your home's value to secure a low-cost, life-changing loan. Starion Bank's experienced lenders can help you figure out how much you can borrow and discuss all the advantages.

Home Equity Loan

  • Get all your loan money at once
  • Fixed interest rates keep your monthly payments stable
  • Loan limit determined by your home equity (market value of home minus your mortgage balance)
  • Make easy payments using Online or Mobile Banking
  • Interest payments may be deductible1 (Consult your tax advisor)
  • Good choice if you're taking on a major renovation project and can estimate how much it will cost
  • We offer fixed or variable rate options to suit your needs and lifestyle

Home Equity Line of Credit2

  • Get access to a loan fund you can tap into time and time again
  • Variable interest rate
  • Pay interest only on the amount you've actually used
  • Reuse funds as you repay what you've borrowed
  • Easy access to money through checks, Online Banking and at Starion Bank branches
  • Good choice if you want to pay off higher interest loans or credit cards
  • Lock in a fixed rate on a portion of your credit line.

Starion Bank is a full-service financial institution with branches in North Dakota and Wisconsin.

We Make Applying

Three convenient ways to apply for an account the way you want to.

Contact a Banker

Option 1

Quick and easy, and you don’t even need to leave the house to fill out the application.

Apply Online
Option 2

Our friendly Mortgage bankers are eager to assist you in every way possible.

Find a Mortgage banker
Option 3

Apply in person at one of our locations.

Find a branch
We offer even
Personal Finance Calculators
When it comes to managing personal finances, a good plan helps you navigate your journey. From saving for college to paying off debt, these calculators are go-to tools.

Crunch the Numbers

1Consult your tax advisor regarding tax deductibility.

2 Be sure to read the home equity lines of credit booklet below before you choose the disclosure statements applicable to your location: What You Should Know About Home Equity Lines of Credit Booklet

5-year [PDF]
10-year [PDF]