Starion Bank
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Regenerative Seminar 

Are you looking for a new perspective in your agricultural operation? Do you worry about your business surviving the next year?  

Whether you are new or experienced in managing your natural resources, finances and relationships using a regenerative approach, this school is designed with you in mind.  

“REGENERATE: Land. Relationships. Wealth.” with Joshua and Tara Dukart runs February 5th-7th.
 

  
 
    
                                        
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Succession Planning Seminar 

Hosted by NDGLC and sponsored by Starion Bank, The Protect
Your Legacy seminar provides the knowledge and tools you need to determine the future of your operation.  

Featured speakers include Marissa Nehlsen from Freedom
Financial, legal and financial experts who understand agricultural estate planning, and producers who discuss their personal and family journeys through succession planning.   

"Protect Your Legacy" runs February 26th-28th.
 

Learn More

Attend “REGENERATE: Land. Relationships. Wealth.” with Joshua and Tara Dukart. 

Are you looking for a new perspective in your agricultural operation? Do you worry about your business surviving the next year? 

Whether you are new or experienced in managing your natural resources, finances and relationships using a regenerative approach, this school is designed with you in mind. 

Joshua and Tara Dukart of Seek First Ranch in western North Dakota believe ranchers, farmers and other agricultural professionals have a unique ability to simultaneously and synergistically improve soils, build healthy profits, and achieve their desired quality of life and relationships. 

They also know how challenging it can be to find the right balance when not all team members are pulling in the same direction, when prices are beyond our control, or when weather just won’t cooperate. 

This school can help. It won't be a recipe or a how-to guide, because they know every family and every operation is unique. Instead, it’s a decision-making framework and mindset that helps all team members find the clarity they need to create successful livelihoods. Invite all your decision-makers & team members to participate. 
 

Regenerate sessions will show you how to:

  • Strengthen your solutions-seeking mindset by knowing which questions to ask
  • Plan for a healthy profit instead of leaving it up to chance
  • Leverage your time, energy, and resources by letting nature do the heavy lifting
  • Capture the most out of every raindrop
  • Assist your land and animals in achieving optimum performance without extra inputs
  • Shift from being self-employed (and poorly paid) to a true business owner
  • Lead and inspire your team instead of wasting your time managing them
  • Identify which jobs should go on your To Don’t list
  • Put people in the right roles to maximize your effectiveness as a team
  • Create the legacy you want to live for yourself and leave for other


“Joshua and Tara’s school fully exceeded our expectations. Not only was the class extremely thought provoking, educational, and challenging, it was filled with 20 other ranchers & farmers who were all there with the same mindset as us…. Where can we learn more, what can (or must) we change to improve in certain areas to be thriving? We had so many great conversations, learned A LOT, and we are excited to have gained even more tools for our toolbox.  

Thank you to Joshua and Tara Dukart for leading such a wonderful & well-rounded class to fit so many different individuals and situations. It was so fulfilling! I highly encourage a further look into Joshua and Tara Dukart’s program- SeekFirstRanch.com. They are doing some pretty amazing things…. If you haven’t been to one of their schools, we highly recommend it!” 

-Jesse & Mallory Cecil, Yoder, WY 
 

Dates and location: 

February 5th-7th, 2023

Black Leg Ranch 
24750 62nd Ave SE 
McKenzie, ND 58572 

Click here to open a map. Your smartphone should also have an app that can navigate to the ranch.  

Retreat Agenda:

Sunday | February 5, 2023
1 - 2 p.m. Sign in at the Copper Jewel Barn, get settled into your room, then join us back at the Barn for an Afternoon Social
2 – 6 p.m. Session 1 (includes breaks with refreshments)
6 p.m. Dinner & Evening Social

Monday | February 6, 2023
7:30-8:30 a.m. Breakfast
8:30 - 12 p.m. Session 2 (includes breaks with refreshments)
12 - 1 p.m. Lunch
1 - 6 p.m. Session 3 (includes breaks with refreshments)
6 p.m. Dinner & Evening Social

Tuesday | February 7, 2023
7:30-8:30 a.m. Breakfast
8:30 - 12 p.m. Session 4 (includes breaks with refreshments)
12 - 1 p.m. Lunch
1 - 4 p.m. Session 5 (includes breaks with refreshments)
4:00 p.m. Retreat Concludes


“This school was an amazing educational tool with lots of ‘Aha’ moments. It teaches you to ask the right questions and understand more clearly the tools you have available. 
- Juanita Rost, Willard, MT 


Unplug from your operation and plug in to 2.5 days of interactive and engaging discussions, activities, exercises, and demonstrations. You will leave feeling refreshed, recharged, refocused, and ready- with an action-step plan in hand!

Save My Seat!

Hosted by NDGLC and sponsored by Starion Bank, The Protect Your Legacy seminar provides the knowledge and tools you need to determine the future of your operation. Featured panels include legal and financial experts who understand agricultural estate planning, and producers who discuss their personal and family journeys through succession planning.   

This school will be February 26-28, 2023 in Bismarck, North Dakota.

Schedule and agenda coming soon! 
 


Securities offered through Berthel Fisher & Company Financial Services, Inc. (BFCFS) Member FINRA/SIPC and investment advisory services offered through BFC Planning, Inc. are not FDIC insured. Investments are not insured or guaranteed by Starion Bank. Our firm does not provide legal or tax advice. Be sure to consult with your own legal and tax advisors before taking any action that may have tax implications. FDIC, Starion Bank, North Dakota Grazing Lands Coalition, Freedom Financial Group, BFCFS and BFC Planning, Inc. are independent entities.

 

Agricultural producers are suffering from a storm of volatile market prices, increasing costs for equipment and treatments, and thinning profit margins. Today, nearly all operations require at least some off-farm income just to survive.

Between rampant consolidation and the lack of succession, family farms and ranches are disappearing at an alarming rate.

Younger generations see the struggles of their parents and grandparents and decide that this isn’t the lifestyle they want. Can you blame them?

But there is hope!

Starion Bank is Here to Help Reverse this trend.

Creating this agricultural resurgence will take time, new ideas, and a thoughtful balance of four key elements: Soil, Finances, Lifestyle and Succession.

The 4 Elements of a Healthy Agricultural Operation

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Soil Health:
Healthy soil is your most valuable asset and the foundation of your operation, whether your product is cattle or row crops. Current conventional practices disturb this fragile ecosystem and may seriously damage the long-term productivity of your soil.

Reinvigorating the soil is possible with the right mix of techniques. Cover crops, crop rotations, livestock integrations, multi-species grazing, and other practices help aerate the soil and improve moisture absorption and retention.

Learning how these techniques may apply to your unique operation can set you on a course for higher yields with less money spent on machinery and chemicals.

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Financial Health:

Agricultural debt has risen steadily since 1991. Over the last 30 years, debt growth has averaged 3.9% per year. This trend is a major contributor to the decline is succession rates for family operations.

Moving towards regenerative agriculture can take years, not just a season. The problem is that your current financing tools may not match up with your transition plans.

Starion developed a range of new financial products tailored to the needs of all producers, including regenerative producers. We can help you match the right financial products with your strategic goals.

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Lifestyle:

Which situation sounds like your current lifestyle?

1.  You live in reaction mode. After debt payments, there is almost nothing left for savings or reinvestment. Unexpected challenges leave you scrambling, stressed, and exhausted.
2.  You work with trusted advisors to develop a plan with a decision-making framework that helps you anticipate and overcome challenges as they arise. This keeps your operation on a path to long-term success and succession.

If the first situation hits close to home, we understand. Getting out of that rut is possible. Our goal is to help you move to the second situation. The one that puts you in control of your future.

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Succession:
If your finances and yields are suffering, what are the incentives to take over the family operation and inherit a pile of headaches and heartburn? Not much.

A foundation of healthy soil and finances can improve your lifestyle, which in turn increases the odds of the operation passing to the next generation.

Succession planning takes a lot of family discussion and some consultation from financial and legal experts. Your operation is unique and complex, and so handing it over requires all the right boxes to be checked.

Starion Bank is producing workshops to help you learn about each of these elements and how they affect you, your family and your operation today and in the future.

All Starion Bank Legacy Agriculture schools feature speakers and facilitators who are experts in their fields. We want to give you the tools, frameworks and resources you need to create a more sustainable, profitable operation that will last for generations.

The schools also include time for you to network and connect with the speakers and facilitators, as well as other producers.
 

Legacy Agriculture Regenerate School
  • Date: February 5-7, 2023

  • Location: Black Leg Ranch, McKenzie ND

  • Whether you are new or well-seasoned in managing your resources, finances and relationships using a regenerative approach, this school is designed with you in mind.

Legacy Agriculture Succession School
  • Date: February 2023

  • Location: Bismarck

  • The Starion Legacy Succession School covers the complex challenges of passing a family farm or ranch from one generation to the next. Learn about thorny family discussions, as well as the financial and legal considerations involved. 

Agricultural operations under a partial or full regenerative production plan typically carry less credit risk, due to:

  • lower input costs and lower capital needs

  • stacked enterprises for repayment diversification

  • soil health improvement for long term productivity, sustainability, drought resistance, and diversification of risk.

Starion pioneered new agricultural financing products to help producers who are at all stages of regenerative production. We offer operating lines of credit with staggered repayment dates if you stack enterprises within your operation.

Additionally, our operating lines grant collateral credit for soil improvement practices like cover crops and watering or fencing systems for rotational grazing or livestock integration.

We also offer long-term financing for soil improvement practices like planting cover crops, so you don’t have to pay it all back in the first operating year.

To learn more about Starion financing programs, call us today at 888-258-6050 or visit our Agribusiness Bankers page to schedule an appointment.