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More Choice and Control

We're all looking for new ways to get more control over our personal finances. At Starion Bank, you get exactly that. 

Whether you need a fresh start on your financial future, or want perks like free checks and earned interest, we have an account that fits your unique needs and lifestyle. 

  • Free with Cash Back Checking

    • ‎ ‎ Open Now‎ ‎

    • Free enhanced debit MasterCard®

       Yes
    • No ATM fees when using a MoneyPass® ATM1 Yes
    • Zelle® transfers Yes
    • Online Bill Pay Yes
    • Overdraft Protection5 Yes
    • Cash Back Yes
    • Free Starion Bank Design Checks
    • Earns Interest

  • Interest Checking

    • ‎ ‎ Open Now‎ ‎

    • Free enhanced debit MasterCard®

       Yes
    • No ATM fees when using a MoneyPass® ATM1 Yes
    • Zelle® transfers Yes
    • Online Bill Pay Yes
    • Overdraft Protection5 Yes
    • Cash Back
    • Free Starion Bank Design Checks Yes
    • Earns Interest Yes

  • Fresh Start Checking³

    • ‎ ‎ Open Now‎ ‎

    • Free enhanced debit MasterCard®

       Yes
    • No ATM fees when using a MoneyPass® ATM1 Yes
    • Zelle® transfers
    • Online Bill Pay
    • Overdraft Protection5
    • Cash Back
    • Free Starion Bank Design Checks
    • Earns Interest
Account Features
Free with Cash Back Checking
Interest Checking
Fresh Start Checking³

‎ ‎ Open Now‎ ‎

‎ ‎ Open Now‎ ‎

‎ ‎ Open Now‎ ‎

Free enhanced debit MasterCard®

 Yes Yes Yes
No ATM fees when using a MoneyPass® ATM1 Yes Yes Yes
Zelle® transfers Yes Yes
Online Bill Pay Yes Yes
Overdraft Protection5 Yes Yes
Cash Back Yes
Free Starion Bank Design Checks Yes
Earns Interest Yes
Man holding a smartphone and credit card while using a desktop computer.

Convenience and Protection

  • Access to online and mobile banking
  • Mobile check deposit
  • Fraud and identity protection
  • Real-time account alerts
  • 16 conveniently located branches throughout
     North Dakota and Wisconsin
  • Customer service 24/7 when you call 888.258.6050
  • Accounts are insured by FDIC up to $250,000⁶
Customer in a car handing payment to a cashier at a drive-thru window.

Enhanced Debit Mastercard

  • Accepted online and by thousands of merchants worldwide
  •  Surcharge-free access to 32,000+ MoneyPass
      ATMs across the country
  • Free personalization of the look of your card
  • Ability to add card to your digital wallet
Free with Cash Back Checking
  • Earn $0.50 for every Point of Sale (POS) purchase or recurring debit card transaction, up to $10 per statement cycle (excludes ATM withdrawals)
  • No monthly service charges
  • No minimum balance
  • Online and Mobile Banking
  • Enhanced debit MasterCard®
  • Zelle® and TransferNow®
  • Digital Wallet Integration
  • No ATM Fees when using a MoneyPass® ATM¹
OPEN NOW
Interest Checking
  • Grow your deposits with interest earned on your account balance
  • Complimentary Starion Bank Design checks
  • Required opening deposit is $1,500
  • No monthly service charge if minimum balance of $1,500 is maintained²
  • 24/7 Online and Mobile Banking
  • Enhanced debit MasterCard®
  • No ATM Fees when using a MoneyPass® ATM¹
  • Zelle® and TransferNow®
  • Digital Wallet Integration

OPEN NOW

Fresh Start Checking
  • No monthly service charge if enrolled in eStatements⁴
  • No minimum balance
  • 24/7 Online and Mobile Banking
  • Enhanced debit MasterCard®
  • No ATM Fees when using a MoneyPass® ATM¹

OPEN NOW

Minors aged 13–17 can open a checking or savings account with a parent or legal guardian as a co-owner. You can open an account using the links above, or through the Starion Bank mobile app. Both the minor and adult co-owner must be present during account opening. Please have your photos, government-issued IDs and Social Security numbers ready
.
For more information, click here to see our full FAQ. 
We Offer Even
More
Mobile Banking
  • Check balances in real time
  • Transfer funds between accounts
  • Deposit checks from anywhere with your smartphone camera

Download the App

WE'RE HERE FOR
You

We'll help you get the most of your money.

Go to Financial Education

Open an Account

Quick and easy, and you don't even need to leave the house to fill out the application.

Apply Online
Order Checks

To reorder checks, call or chat with us, or visit your local branch for assistance.

Contact Us
Order a Debit Card

Need a debit card or need to replace a worn-out card?

Order Debit Card

1 No ATM fees if a MoneyPass ATM is used.  ATM's not part of the MoneyPass network may charge fees for use.
2  A service charge of $5.95 will be imposed every statement cycle if the balance in the account falls below $1,500 any day of the statement cycle. 
3 Not eligible for paper checks, overdraft privilege, ready credit, bill payment, Transfer Now or Zelle.
4 A paper statement fee of $3.00 will be charged for each month a paper statement is produced and mailed to you.
5 With Overdraft Privilege and Overdraft Privilege Plus, we will strive to pay overdrafts with the decision being according to the bank’s policies and procedures. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you have too many overdrafts. You will be charged our normal overdraft or return item fee currently $33 for each overdraft advance created by check, bill pay item, in-person withdrawal, ACH transaction, pre-authorized ACH transaction, telephone transfer, and debit card recurring transactions. ATM and everyday debit card transactions will be added for those who opt-in to Overdraft Privilege Plus. You will also be charged a continuous overdraft fee of $33 each 5th consecutive overdrawn business day, and you must bring your account to a positive balance within 35 days.
6Limitations apply. See a banker for details.