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Retirement Planning

Retirement requires careful planning to ensure security and stability. Starion Bank offers you an approach where you can gather all of your financial management in one place. We help retirees continue to plan, so they can live a full-life during retirement. We can answer your questions about contributions, deductions, withdrawals and penalties related to IRAs.

If you like guaranteed safety, you may establish an IRA using a CD. Your money is FDIC insured up to $250,000 and grows for when you need it. We also offer a Roth IRA CD, which is similar to a Traditional IRA, but you pay taxes upfront. Contributions are not tax-deductible, but withdrawals are tax-free after a specified period.
 


Offered by Starion Personal Bankers

For individuals

  • Traditional IRA Certificates of Deposit

    Combines tax advantages of an IRA with the security of a bank Certificate of Deposit. Contributions can be deducted from an individual’s income tax. Withdrawals are subject to income tax. IRA CDs are FDIC insured.
  • Roth IRA Certificates of Deposit

    A CD structured inside a Roth IRA follows the rules of a Roth IRA. Contributions are not tax deductible, but the CD enjoys tax-free growth and qualified withdrawals are generally tax-free. Roth IRA CDs are FDIC insured.


Offered by Starion Investment Representatives

For individuals

  • Traditional IRA Accounts

    Allows individuals to direct pretax income, up to specific annual limits, toward investments that can grow tax-deferred. These IRAs are subject to investment risk and are not insured by the FDIC.
  • Roth IRA Accounts

    Bears many similarities to the traditional IRA, but contributions are not tax deductible and qualified distributions are tax free. Roth IRAs are subject to investment risk and are not insured by the FDIC

Securities offered through LPL Financial, member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. Starion Bank and Starion Investment Services are not registered broker/dealers and are not affiliated with LPL Financial.
Not FDIC Insured, Not Bank Guaranteed, May Lose Value, Not a Bank Deposit, Not Insured by Any Federal Goverment Agency

View LPL privacy policy and other important information.

Starion News

Starion promotes in Mandan

Starion Bank has promoted three members of the Operations team.

Wed. Nov 29 10:11 PM Read more...

Starion Bank names Morgan CFO

Don Morgan, CPA, has been named chief financial officer (CFO) for Starion Bank. As CFO, he will oversee all financial operations for the $1.25 billion bank.

Tue. Nov 21 12:11 PM Read more...

Starion Bank promotes Strong

Starion Bank has promoted Alyssa Strong to universal banker II in Bottineau.

Tue. Nov 14 10:11 AM Read more...

More News >>

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