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Retirement Planning

Retirement requires careful planning to ensure security and stability. Starion Bank offers you an approach where you can gather all of your financial management in one place. We help retirees continue to plan, so they can live a full-life during retirement. We can answer your questions about contributions, deductions, withdrawals and penalties related to IRAs.

If you like guaranteed safety, you may establish an IRA using a CD. Your money is FDIC insured up to $250,000 and grows for when you need it. We also offer a Roth IRA CD, which is similar to a Traditional IRA, but you pay taxes upfront. Contributions are not tax-deductible, but withdrawals are tax-free after a specified period.
 


Offered by Starion Personal Bankers

For individuals

  • Traditional IRA Certificates of Deposit

    Combines tax advantages of an IRA with the security of a bank Certificate of Deposit. Contributions can be deducted from an individual’s income tax. Withdrawals are subject to income tax. IRA CDs are FDIC insured.
  • Roth IRA Certificates of Deposit

    A CD structured inside a Roth IRA follows the rules of a Roth IRA. Contributions are not tax deductible, but the CD enjoys tax-free growth and qualified withdrawals are generally tax-free. Roth IRA CDs are FDIC insured.


Offered by Starion Investment Representatives

For individuals

  • Traditional IRA Accounts

    Allows individuals to direct pretax income, up to specific annual limits, toward investments that can grow tax-deferred. These IRAs are subject to investment risk and are not insured by the FDIC.
  • Roth IRA Accounts

    Bears many similarities to the traditional IRA, but contributions are not tax deductible and qualified distributions are tax free. Roth IRAs are subject to investment risk and are not insured by the FDIC

Securities offered through LPL Financial, member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. Starion Bank and Starion Investment Services are not registered broker/dealers and are not affiliated with LPL Financial.
Not FDIC Insured, Not Bank Guaranteed, May Lose Value, Not a Bank Deposit, Not Insured by Any Federal Goverment Agency

View LPL privacy policy and other important information.

Starion News

Zinke graduates from banking school

Doug Zinke, business banking officer-vice president, at Starion Bank in Bismarck recently graduated from the Graduate School of Banking at Colorado (GSBC). Zinke graduated with honors, a special designation for students in the top 10 percent of their class.

Wed. Aug 16 6:08 PM Read more...

Starion promotes Petersen

Starion Bank has promoted SaraLi Petersen in Ellendale. Petersen has been promoted to universal banker. In this role, she helps customers with new accounts, provides customer service on deposit transactions and continues working in the teller line. Petersen, who graduated from Trinity Bible College and has several years of customer service experience, joined Starion in May 2016 as a teller.

Tue. Jul 25 9:07 PM Read more...

Starion Bank named Top 10 Young Professional Workplace

 Starion Bank was presented with a Top 10 Young Professional Workplaces award by the Bismarck-Mandan Young Professionals Network. 

Wed. Jun 28 2:06 PM Read more...

More News >>

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