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Retirement Planning

Retirement requires careful planning to ensure security and stability. Starion Bank offers you an approach where you can gather all of your financial management in one place. We help retirees continue to plan, so they can live a full-life during retirement. We can answer your questions about contributions, deductions, withdrawals and penalties related to IRAs.

If you like guaranteed safety, you may establish an IRA using a CD. Your money is FDIC insured up to $250,000 and grows for when you need it. We also offer a Roth IRA CD, which is similar to a Traditional IRA, but you pay taxes upfront. Contributions are not tax-deductible, but withdrawals are tax-free after a specified period.
 


Offered by Starion Personal Bankers

For individuals

  • Traditional IRA Certificates of Deposit

    Combines tax advantages of an IRA with the security of a bank Certificate of Deposit. Contributions can be deducted from an individual’s income tax. Withdrawals are subject to income tax. IRA CDs are FDIC insured.
  • Roth IRA Certificates of Deposit

    A CD structured inside a Roth IRA follows the rules of a Roth IRA. Contributions are not tax deductible, but the CD enjoys tax-free growth and qualified withdrawals are generally tax-free. Roth IRA CDs are FDIC insured.


Offered by Starion Investment Representatives

For individuals

  • Traditional IRA Accounts

    Allows individuals to direct pretax income, up to specific annual limits, toward investments that can grow tax-deferred. These IRAs are subject to investment risk and are not insured by the FDIC.
  • Roth IRA Accounts

    Bears many similarities to the traditional IRA, but contributions are not tax deductible and qualified distributions are tax free. Roth IRAs are subject to investment risk and are not insured by the FDIC

Securities offered through LPL Financial, member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. Starion Bank and Starion Investment Services are not registered broker/dealers and are not affiliated with LPL Financial.
Not FDIC Insured, Not Bank Guaranteed, May Lose Value, Not a Bank Deposit, Not Insured by Any Federal Goverment Agency

View LPL privacy policy and other important information.

Starion News

Standing up against hunger

From North Dakota to Wisconsin, we have been doing our part to put an end to hunger during Hunger Action Month. In Bismarck-Mandan, Starion employees gathered together to feed 467 individuals a meal at Trinity Lutheran Church’s event, The Banquet. It’s an opportunity to provide a meal, conversation and a sense of community for many.

Fri. Sep 22 3:09 PM Read more...

Starion Bank hires in Oakes

Starion Bank has hired Melissa Johnson, LyneƩ English and Laura Gamon in Oakes.

Thu. Sep 07 9:09 PM Read more...

Starion Bank promotes four

Starion Bank has promoted four individuals in Bismarck. Nagoshia Gangl has been promoted to human resources generalist, focusing on talent acquisition, supervisor support and employee relations. She joined Starion in August 2009 as a teller and was promoted twice, first to customer service representative and then to teller supervisor. Gangl joined the human resources team in September 2014 after earning a bachelor’s degree in human resources management from Dickinson State University.

Thu. Aug 31 8:08 PM Read more...

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