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Homeowners’ Insurance

No matter if you have a mortgage or not, Homeowners’ Insurance is an important part of your financial security plan. Our Starion Insurance agents have the experience and the resources to guide you in choosing the right coverage with a straightforward and jargon-free approach.

What’s included in a policy?

When you look at a homeowner policy, you’ll see a lot of detail, but most policies come down to five pieces:

Dwelling

Covers the dwelling itself, not including land. Generally, there are provisions to account for inflation adjustments.

Other structures

Covers other structure on the property not used for business.

Personal property

Covers personal property, with limits for the theft and loss of particular classes of items.

Loss of use/additional living expenses

Covers additional living expenses (i.e. rental expenses) and fair rental value, if part of the residence was rented.

Personal liability

Covers damages for which the insured is legally liable and provides legal defense at the insurer’s expense. For example, dog bites would fall under this category.

While there might be exclusions for certain events such as floods, you may be able to purchase additional coverage.

What types of policies does Starion offer?

Starion provides policies for homeowners, renters, condominiums and seasonal/rented dwellings. What type of policy and coverage you need will depend on many factors, from the age of your house to the area where you live. Starion Insurance’s agents work with multiple companies to get you the best coverage at the best price.

Insurance products are: * Not a deposit * Not FDIC insured * Not insured by any federal government agency * Not financial institution guaranteed

Starion News

Starion mortgage banker named top 1% in nation

Starion Bank mortgage officer Kassy Landis was named to the Mortgage Executive Magazine’s Top 1% of Mortgage Originators in America list for the second consecutive year.

Mon. Mar 13 4:03 PM Read more...

Starion Bank donates to local charities, organizations

In 2016, Starion Bank donated nearly $1.02 million to local charities and organizations in the North Dakota and Wisconsin communities it serves.

Thu. Mar 09 4:03 PM Read more...

Starion Bank names Strebe president

Starion Bank has named Arnie Strebe president, with Craig Larson continuing in the roles of CEO and chairman of the board for the bank.

Tue. Mar 07 2:03 PM Read more...

More News >>

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