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Homeowners’ Insurance

No matter if you have a mortgage or not, Homeowners’ Insurance is an important part of your financial security plan. Our Starion Insurance agents have the experience and the resources to guide you in choosing the right coverage with a straightforward and jargon-free approach.

What’s included in a policy?

When you look at a homeowner policy, you’ll see a lot of detail, but most policies come down to five pieces:

Dwelling

Covers the dwelling itself, not including land. Generally, there are provisions to account for inflation adjustments.

Other structures

Covers other structure on the property not used for business.

Personal property

Covers personal property, with limits for the theft and loss of particular classes of items.

Loss of use/additional living expenses

Covers additional living expenses (i.e. rental expenses) and fair rental value, if part of the residence was rented.

Personal liability

Covers damages for which the insured is legally liable and provides legal defense at the insurer’s expense. For example, dog bites would fall under this category.

While there might be exclusions for certain events such as floods, you may be able to purchase additional coverage.

What types of policies does Starion offer?

Starion provides policies for homeowners, renters, condominiums and seasonal/rented dwellings. What type of policy and coverage you need will depend on many factors, from the age of your house to the area where you live. Starion Insurance’s agents work with multiple companies to get you the best coverage at the best price.

Insurance products are: * Not a deposit * Not FDIC insured * Not insured by any federal government agency * Not financial institution guaranteed

Starion News

Standing up against hunger

From North Dakota to Wisconsin, we have been doing our part to put an end to hunger during Hunger Action Month. In Bismarck-Mandan, Starion employees gathered together to feed 467 individuals a meal at Trinity Lutheran Church’s event, The Banquet. It’s an opportunity to provide a meal, conversation and a sense of community for many.

Fri. Sep 22 3:09 PM Read more...

Starion Bank hires in Oakes

Starion Bank has hired Melissa Johnson, LyneƩ English and Laura Gamon in Oakes.

Thu. Sep 07 9:09 PM Read more...

Starion Bank promotes four

Starion Bank has promoted four individuals in Bismarck. Nagoshia Gangl has been promoted to human resources generalist, focusing on talent acquisition, supervisor support and employee relations. She joined Starion in August 2009 as a teller and was promoted twice, first to customer service representative and then to teller supervisor. Gangl joined the human resources team in September 2014 after earning a bachelor’s degree in human resources management from Dickinson State University.

Thu. Aug 31 8:08 PM Read more...

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