No matter if you have a mortgage or not, Homeowners’ Insurance is an important part of your financial security plan. Our Starion Insurance agents have the experience and the resources to guide you in choosing the right coverage with a straightforward and jargon-free approach.
What’s included in a policy?
When you look at a homeowner policy, you’ll see a lot of detail, but most policies come down to five pieces:
Covers the dwelling itself, not including land. Generally, there are provisions to account for inflation adjustments.
Covers other structure on the property not used for business.
Covers personal property, with limits for the theft and loss of particular classes of items.
Loss of use/additional living expenses
Covers additional living expenses (i.e. rental expenses) and fair rental value, if part of the residence was rented.
Covers damages for which the insured is legally liable and provides legal defense at the insurer’s expense. For example, dog bites would fall under this category.
While there might be exclusions for certain events such as floods, you may be able to purchase additional coverage.
What types of policies does Starion offer?
Starion provides policies for homeowners, renters, condominiums and seasonal/rented dwellings. What type of policy and coverage you need will depend on many factors, from the age of your house to the area where you live. Starion Insurance’s agents work with multiple companies to get you the best coverage at the best price.
Insurance products are: * Not a deposit * Not FDIC insured * Not insured by any federal government agency * Not financial institution guaranteed
Zinke graduates from banking school
Doug Zinke, business banking officer-vice president, at Starion Bank in Bismarck recently graduated from the Graduate School of Banking at Colorado (GSBC). Zinke graduated with honors, a special designation for students in the top 10 percent of their class.
Wed. Aug 16 6:08 PM
Starion promotes Petersen
Starion Bank has promoted SaraLi Petersen in Ellendale. Petersen has been promoted to universal banker. In this role, she helps customers with new accounts, provides customer service on deposit transactions and continues working in the teller line. Petersen, who graduated from Trinity Bible College and has several years of customer service experience, joined Starion in May 2016 as a teller.
Tue. Jul 25 9:07 PM
Starion Bank named Top 10 Young Professional Workplace
Starion Bank was presented with a Top 10 Young Professional Workplaces award by the Bismarck-Mandan Young Professionals Network.
Wed. Jun 28 2:06 PM
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