This is how big projects get done - and big dreams come true.


Sure, you can add a room - or two or three - to your house. But a Home Equity Loan or Line of Credit can be used for so many other things. Cover college costs, replace big-ticket appliances, throw a fairy-tale wedding, or go on a globe-trotting adventure.

The bottom line: You can leverage your home's value to secure a low-cost, life-changing loan. Starion Bank's experienced lenders can help you figure out how much you can borrow and discuss all the advantages.

Home Equity Loan

  • Get all your loan money at once
  • Fixed interest rates keep your monthly payments stable
  • Loan limit determined by your home equity (market value of home minus your mortgage balance)
  • Make easy payments using Online or Mobile Banking
  • Interest payments may be deductible1 (Consult your tax advisor)
  • Good choice if you're taking on a major renovation project and can estimate how much it will cost

Home Equity Line of Credit2

  • Get access to a loan fund you can tap into time and time again
  • Variable interest rate
  • Pay interest only on the amount you've actually used
  • Reuse funds as you repay what you've borrowed
  • Easy access to money through checks, Online Banking and at Starion Bank branches
  • Good choice if you want to pay off higher interest loans or credit cards

Starion Flexline

FlexLine Pie Chart

  • Allows you to lock in a fixed rate on part of your line of credit
  • That portion of the loan has a fixed term and repayment schedule
  • You may lock down more than one portion of your credit line
  • As you repay the locked-down amount, the money becomes available for other uses

Starion Bank is a full-service financial institution with branches in North Dakota and Wisconsin.

We Make Applying
Easy

Three convenient ways to apply for an account the way you want to.

Contact a Banker

Option 1

Quick and easy and you don't even need to leave the house

Apply Online
Option 2

Our friendly Personal Bankers are eager to assist you in every way possible

Find a Personal Banker
Option 3

Apply in person at one of our locations

Find a branch
We offer even
More
Personal Finance Calculators
When it comes to managing personal finances, a good plan helps you navigate your journey. From saving for college to paying off debt, these calculators are go-to tools.

Crunch the Numbers

1Consult your tax advisor regarding tax deductibility.

2 Be sure to read the home equity lines of credit booklet below before you choose the disclosure statements applicable to your location: What You Should Know About Home Equity Lines of Credit Booklet

North Dakota
5-year [PDF]
10-year [PDF]

Wisconsin
5-year [PDF]
10-year [PDF]