Welcome to Benefits Banking!

Take advantage of this unique financial workplace wellness program to help make your financial life easy. You’ll have access to special offers, dedicated bankers, financial tools, and cash incentives when you open a Starion Bank checking account.

Checking Offer

  • Earn $100 when you open any Starion checking account1
  • Checking account options include (open in 4 minutes or less):
Smart Checking

Take advantage of smart technology and no monthly service charges with eStatements!2

Open Account Online

View Account Details

Smart Plus

Earn interest on all balances and enjoy no monthly service charges when you maintain a $1,500 minimum balance and enroll in eStatements.3

Open Account Online

View Account Details


Great for customers unable to open a SMART checking account due to past credit or banking history. No monthly service charge when you enroll in direct deposit and eStatements.4

Open Account Online

View Account Details

Program Features

  • Online and Mobile Banking
  • Account Alerts
  • TransferNow®
  • Digital Wallet
  • And more

Take Advantage of Our Home Loans

• Purchase a new home or refinance an existing home
• Receive $300 off mortgage origination charges5,8

View Starion’s consumer loan options.

Discounts on Personal Loans

• Auto loan rate discount of 0.25% APR (Annual Percentage Rate)5,6
• Reduced fees on Home Equity Loans or Lines of Credit5,7

Personal loan approvals in 20 minutes or less.
View Starion’s consumer loan options.

Get a free insurance quote online in minutes.9

Start Here

Watch Our Video Tutorials

We’re here for you!

Email, call 888-258-6050 or stop in anytime.

Schedule an In-Branch Appointment

You can now use our website to schedule an in-branch appointment with a banker. It’s easy! Select “Make an Appointment” and select your preferred location.

Make an Appointment
We Make Applying

Three convenient ways to apply for an account the way you want to.

Contact a Banker

Option 1

Quick and easy, and you don’t even need to leave the house to fill out the application.

Apply Online
Option 2

Our friendly Universal Bankers are eager to assist you in every way possible.

Find a Universal Banker
Option 3

Apply in person at one of our locations.

Find a branch
We offer even
Mobile Banking
  • Check balances in real time
  • Transfer funds between accounts
  • Deposit checks from anywhere with your smartphone camera

Download the App

1 The $100 bonus offer applies to non-Starion Bank checking customers who open a new Starion personal checking with a minimum of $100 in new money (not currently on deposit with Starion Bank). The $100 bonus will be deposited into the new checking account within 30 days of account opening if the account has been in good standing during that time. If the account is closed prior to the crediting of the bonus, the bonus will be forfeited. The Smart Plus account earns
 0.01% Annual Percentage Yield (APY) on balances up to and including $25,000; balances $25,000+ earn 0.02% APY. APY is accurate as of 09/18/2020 and subject to change without notice. Fees may reduce earnings. Limit one $100 bonus per household. Subject to account approval and 1099 reporting. Limited-time offer.
2 If choosing paper statements, it is $3 per month.
3 If balance drops below $5,000 any day of the statement cycle, the monthly service charge will be $5.95; if choosing paper statements, $3 will be added to the monthly service charge.
4 Without direct deposit, the monthly service charge will be $5.95; if choosing paper statements, $3 will be added to the monthly service charge.
5 Subject to credit approval.
6 Auto loan rate discount not available with any other special rate offer.
7 Includes flood search, title search and mortgage recording fees. Customer will be responsible for appraisal fee and MN mortgage registration tax, if applicable.
8 Offer available for first lien on the primary residence only.
9 Insurance products are not deposits, not FDIC insured, not insured by any federal government agency, not guaranteed by the bank, and may lose value.