Starion Bank

Home Equity Line of Credit Special

Let your home’s equity pay YOU back!

Build. Improve. Consolidate.


So many ways to benefit:
  • Get access to a loan fund you can tap into time and time again
  • Pay interest only on the amount you've actually used
  • Reuse funds as you repay what you've borrowed
  • Easy access to money through checks, Online Banking and at Starion Bank branches
  • Good choice if you want to pay off higher interest loans or credit cards!

Apply Online

*Annual Percentage Rate. This special offer is available for home equity lines of credit (HELOC) with a term of five years for owner-occupied, single-family residential properties and is subject to change at any time. The promotional rate will be in effect for the first 12 months after your account is opened. Upon expiration of the introductory rate, the APR will become variable. As of 08/01/2021 the fully indexed rate after introductory period is 3.75% APR (WSJP + 0.50%) based on a minimum credit score of 720. Based on a $100,000.00 fully advanced 5-year HELOC, the first 12 payments (1.99%) would be between $152.66 - $278.05. The next 47 payments (3.75%) would be between $287.67 - $318.49. The final payment (3.75%) would be a balloon payment of $100,308.22. Rates and payments are shown for the highest qualified borrower. Other rates and payments apply based on credit score. Maximum APR is 18%. Fees range from $178.80 to $1,172.60. HELOC must close by 12/31/21. Property insurance is required. Subject to credit approval and qualifications. Consult a tax advisor regarding the deductibility of interest.

Be sure to read the home equity lines of credit booklet below before you choose the disclosure statements applicable to your location:  What You Should Know About Home Equity Lines of Credit Booklet

North Dakota
5-year [PDF]
10-year [PDF]

5-year [PDF]
10-year [PDF]