Many Starion Bank customers prefer to take care of their routine banking needs through online banking  or mobile banking. From checking your account balance to depositing checks, online banking provides convenient, round-the-clock access to everyday banking needs, so you don’t have to visit a North Dakota or Wisconsin branch.

 With access to services like online bill pay through Zelle® and other instant money transfer options, traditional banking methods have fallen by the wayside. In fact, 92% of millennials are likely to bank online, while 79% are likely to use mobile banking, according to Gallup.
As more and more consumers turn to online banking, it’s important to understand online banking security and how to keep yourself—and your money—safe. We take this topic very seriously here at Starion Bank and are committed to protecting all our customers. These online banking security best practices will help keep your banking information as safe as possible.

Be Password Savvy

We can’t emphasize enough how important it is to create a strong password. This may seem like an inconvenience, especially with so many passwords to remember. Fortunately, password management tools like 1password1 and Last Pass1 will help you create strong passwords and keep them secure through encryption. Remember to always log out when your banking session is finished to ensure no one can accidentally gain access if your computer, mobile devices , or phone are misplaced.


Know Your Wi-Fi

Public Wi-Fi has become increasingly available. From your local coffeehouse to the airport, you can now connect to the internet virtually anywhere. However, you should never fully trust public Wi-Fi with sensitive information like banking. Your private, secured home Wi-Fi is usually the safest option, but if you need to access your Starion Bank account remotely, try using a Virtual Private Network* for a secure connection. 

Never Click on Unknown Links

Another rule of thumb is to use only branded Starion Bank points of entry to access your online banking account. This may seem self-explanatory, but sometimes fraudulent attempts can make a page look official in an effort to access your information. Known as phishing, this tactic is commonly used in email and text scams.
If you have doubts about the authenticity of an entry point or login portal, the safest bet is to type into your web browser or navigate directly using the Starion Bank Mobile Banking app. Available for Apple and Android smartphones and tablets, the Starion Bank mobile app encrypts sensitive financial information to keep your accounts secure.

Confirm HTTPS for Security

Another online banking security tip is to check the web address in your browser to be sure it starts with “HTTPS.” The “S” at the end signifies an SSL certificate, which means the site is following base-level encryption technology. You can also look for a lock icon in the URL bar to indicate your information is secure. All pages on the Starion Bank website start with HTTPS. If you receive a warning from your browser that the site may not be secure, you should double check to make sure you are at the site you intended. This will help reduce the risks of being spoofed.   

Create Banking Notifications

Use online banking  and mobile banking to their fullest potential. Through Starion Bank’s online banking solutions, you can create security alerts to help monitor your account and get notified of any unusual activity. Keep your devices up-to-date and don’t ignore the update notifications. Be sure to also enable biometrics such as Touch ID or Face ID login on your Starion Bank Personal Banking app and set up multifactor authentication for added security.
Even when taking all precautions and being as diligent as possible, online banking fraud is still a risk. Contact Starion Bank immediately if you suspect fraud or have any questions about online banking security measures or visit one of our branches in North Dakota and Wisconsin. 

1 Starion Bank does not recommend or endorse any third-party applications.